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The Law Office of Dionna Reynolds

Chicago Estate Planning Lawyer

833-878-7837
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    • Dionna Reynolds
    • Tanya S. Hurd Jones
    • Judith Smith Stephney
    • Javier Porcayo
  • Practice Areas
    • Estate Planning Attorney
      • Wills and Trusts Attorney
    • Real Estate Attorney
      • Real Estate Attorney – Investor
    • Eviction Services
    • Professional Notary Services
    • Probate and Estate Administration
    • Property Tax Appeals
    • Quit Claim Deed / Deed Filing Service
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  • Blog
    • Klarna, Afterpay & Buy Now, Pay Later Are Now Being Reported to Credit Bureaus — What You Need to Know and How Bankruptcy Can Help
    • Top Books on Financial Literacy & Estate Planning
    • The Law Office of Dionna Reynolds, LLC Expands with Downtown Chicago Location and Announces New Book Available for Preorder
    • 🌷“Easter, Eggs, and Estate Plans: Don’t Leave Your Family Hunting for Answers”🐣
    • Exciting News: Our New Downtown Office is Now Open—By Appointment Only!
    • Understanding Mechanics Liens: What Contractors and Property Owners Need to Know
    • Probate Horror Stories: What Happens When You Don’t Have a Will
    • Valentine’s Day for Your Business: Show Your Clients Some Love!
    • The Cost of Waiting: Why Estate Planning Can’t Wait
    • Navigating Complicated Real Estate Matters: Why Buying Without a Deed is Risky and How We Can Help You Sell Property
    • New Year, New Opportunities: Empowering Families and Communities in 2025
    • Empower the Future: Teaching Financial Literacy to Youth & Teens
    • New Federal Reporting Requirement for Illinois Businesses: Are You Ready?
    • Local Attorney Dionna Reynolds Wins $10,000 BMO Celebrating Women Grant
    • Why Estate Planning Is Essential for Homeowners and Their Families
    • Back-to-School: A Perfect Time for Both School Supplies and Legal Documents
    • Rooting for Team USA in the Olympics: A Time for National Pride and Personal Preparation
    • Why Now is a Good Time to Pursue Eviction in Cook County
    • Inflation, Interest Rates, and Your Home Buying Dreams: A Mid-Summer Reality Check
    • Don’t Be Left in the Dark: Birth Order Doesn’t Dictate Caregiving Decisions
    • Summer Safety Tips for Your Home: Stay Cool and Secure This Season
    • Navigating a Shifting Market: Tips for Buyers and Sellers in a High-Interest Rate Environment
    • Understanding Guardianship for Adults: Protecting the Elderly with Medical Conditions and Mental Incapacity
    • Understanding Reassessments in Calumet and Bremen Townships: A Guide for Property Owners
    • Unveiling the Wealth-Building Potential of Trusts: A Simple Guide
    • The TikTok Ban: Implications for Real Estate and the Average American
    • Navigating Evictions: A Delicate Balance Between Protecting Rights and Property
    • Empowering Women During Women’s History Month: The Vital Role of Estate Planning and Entrepreneurship
    • Paving the Way: The Role of Real Estate Law in Advancing Civil Rights
    • Happy New Year from The Law Office of Dionna Reynolds, LLC – Here to Help You Achieve Your 2024 Goals!
    • Honoring Loved Ones During the Holidays: Preserving Family Legacies Through Probate
    • “The Gift of Peace: Why Estate Planning is the Perfect Holiday Present for Your Family”
    • “Year-End Surgeries: The Importance of Estate Planning and Power of Attorney”
    • Cybersecurity Impact on Real Estate Closings: A Guide for Clients Using Fidelity National or Chicago Title
    • Navigating Eviction: A Guide for Landlords to Protect Their Investments
    • Navigating Inflation: Financial Tips from Your Trusted Attorney
    • Why Millennials Should Set Up Their Estate Plan Now
    • The Power of Attorney: Why It’s Essential for Your Peace of Mind
    • What is a Real Estate Land Trust?
    • Do Not Be Discouraged When Buying a Home
    • 5 Tips From Attorney Reynolds on How To Sell Your Home
    • Benefits of Homeownership vs. Renting
    • Five Top Reasons to Hire a Real Estate Attorney
    • Frequently Asked Estate Planning Questions – Volume 4
    • Frequently Asked Estate Planning Questions – Volume 3
    • Frequently Asked Estate Planning Questions – Volume 2
    • Frequently Asked Estate Planning Questions – Volume 1
    • Do Not Call Registry
    • ESTATE PLANNING
    • How to Lower Your Property Taxes
    • How to Contest a Will
  • Contact Us
  • Home
  • About Us
    • Dionna Reynolds
    • Tanya S. Hurd Jones
    • Judith Smith Stephney
    • Javier Porcayo
  • Practice Areas
    • Estate Planning Attorney
      • Wills and Trusts Attorney
    • Real Estate Attorney
      • Real Estate Attorney – Investor
    • Eviction Services
    • Professional Notary Services
    • Probate and Estate Administration
    • Property Tax Appeals
    • Quit Claim Deed / Deed Filing Service
    • Nonprofit and Business Formations
    • Corporate Lawyer
  • Book Online
  • Blog
    • Klarna, Afterpay & Buy Now, Pay Later Are Now Being Reported to Credit Bureaus — What You Need to Know and How Bankruptcy Can Help
    • Top Books on Financial Literacy & Estate Planning
    • The Law Office of Dionna Reynolds, LLC Expands with Downtown Chicago Location and Announces New Book Available for Preorder
    • 🌷“Easter, Eggs, and Estate Plans: Don’t Leave Your Family Hunting for Answers”🐣
    • Exciting News: Our New Downtown Office is Now Open—By Appointment Only!
    • Understanding Mechanics Liens: What Contractors and Property Owners Need to Know
    • Probate Horror Stories: What Happens When You Don’t Have a Will
    • Valentine’s Day for Your Business: Show Your Clients Some Love!
    • The Cost of Waiting: Why Estate Planning Can’t Wait
    • Navigating Complicated Real Estate Matters: Why Buying Without a Deed is Risky and How We Can Help You Sell Property
    • New Year, New Opportunities: Empowering Families and Communities in 2025
    • Empower the Future: Teaching Financial Literacy to Youth & Teens
    • New Federal Reporting Requirement for Illinois Businesses: Are You Ready?
    • Local Attorney Dionna Reynolds Wins $10,000 BMO Celebrating Women Grant
    • Why Estate Planning Is Essential for Homeowners and Their Families
    • Back-to-School: A Perfect Time for Both School Supplies and Legal Documents
    • Rooting for Team USA in the Olympics: A Time for National Pride and Personal Preparation
    • Why Now is a Good Time to Pursue Eviction in Cook County
    • Inflation, Interest Rates, and Your Home Buying Dreams: A Mid-Summer Reality Check
    • Don’t Be Left in the Dark: Birth Order Doesn’t Dictate Caregiving Decisions
    • Summer Safety Tips for Your Home: Stay Cool and Secure This Season
    • Navigating a Shifting Market: Tips for Buyers and Sellers in a High-Interest Rate Environment
    • Understanding Guardianship for Adults: Protecting the Elderly with Medical Conditions and Mental Incapacity
    • Understanding Reassessments in Calumet and Bremen Townships: A Guide for Property Owners
    • Unveiling the Wealth-Building Potential of Trusts: A Simple Guide
    • The TikTok Ban: Implications for Real Estate and the Average American
    • Navigating Evictions: A Delicate Balance Between Protecting Rights and Property
    • Empowering Women During Women’s History Month: The Vital Role of Estate Planning and Entrepreneurship
    • Paving the Way: The Role of Real Estate Law in Advancing Civil Rights
    • Happy New Year from The Law Office of Dionna Reynolds, LLC – Here to Help You Achieve Your 2024 Goals!
    • Honoring Loved Ones During the Holidays: Preserving Family Legacies Through Probate
    • “The Gift of Peace: Why Estate Planning is the Perfect Holiday Present for Your Family”
    • “Year-End Surgeries: The Importance of Estate Planning and Power of Attorney”
    • Cybersecurity Impact on Real Estate Closings: A Guide for Clients Using Fidelity National or Chicago Title
    • Navigating Eviction: A Guide for Landlords to Protect Their Investments
    • Navigating Inflation: Financial Tips from Your Trusted Attorney
    • Why Millennials Should Set Up Their Estate Plan Now
    • The Power of Attorney: Why It’s Essential for Your Peace of Mind
    • What is a Real Estate Land Trust?
    • Do Not Be Discouraged When Buying a Home
    • 5 Tips From Attorney Reynolds on How To Sell Your Home
    • Benefits of Homeownership vs. Renting
    • Five Top Reasons to Hire a Real Estate Attorney
    • Frequently Asked Estate Planning Questions – Volume 4
    • Frequently Asked Estate Planning Questions – Volume 3
    • Frequently Asked Estate Planning Questions – Volume 2
    • Frequently Asked Estate Planning Questions – Volume 1
    • Do Not Call Registry
    • ESTATE PLANNING
    • How to Lower Your Property Taxes
    • How to Contest a Will
  • Contact Us
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Latest Blog

26 August

Back-to-School: A Perfect Time for Both School Supplies and Legal Documents

As summer winds down and the familiar hum of back-to-school preparations fills the air, many of us parents are busy checking off our to-do lists. We’re scrambling to gather school supplies, organize wardrobes, and adjust to the idea of earlier bedtimes. As a mom of two, I completely understand the whirlwind that is the back-to-school season. But, as an attorney who specializes in real estate, estate planning, probate, and guardianship, I also know this is an ideal time to tackle another important checklist: your legal documents. 

While the kids are getting their backpacks ready, it’s crucial to think about what you need to have in place, especially if you have a child heading off to college. This is a milestone that brings with it a mix of emotions and responsibilities. Along with setting up their dorm rooms and making sure they have the right meal plan, consider whether you’ve addressed the legal aspects of this new chapter in their lives. 

Why Now is the Perfect Time 

The back-to-school season is all about fresh starts, and it’s a great time to ensure your estate planning documents are up to date. Here’s why it’s particularly important: 

  1. College-Bound Students: Once your child turns 18, they are legally considered adults. This means you no longer have automatic access to their medical records or the ability to make financial decisions on their behalf. By setting up a healthcare proxy, power of attorney, and other essential documents, you can ensure you’re able to step in if needed. 
  1. Guardianship Considerations: If you have younger children, it’s crucial to ensure that guardianship documents are in place. This provides peace of mind that they will be cared for by someone you trust if anything happens to you. 
  1. Estate Planning Updates: Life changes rapidly, especially as your children grow. It’s important to revisit your will, trusts, and other estate planning documents to make sure they reflect your current wishes and financial situation. 

Getting Started 

Taking the time to address these legal matters now can save you from potential headaches down the road. If you’re not sure where to start, here are a few steps to guide you: 

  • Review Your Existing Documents: If you’ve already done some estate planning, now is a good time to review those documents. Make sure they still align with your current circumstances and goals. 
  • Consult with an Attorney: Estate planning can be complex, and every family’s situation is unique. Consulting with an experienced attorney can help you navigate the process and ensure that everything is in order. 
  • Prioritize Your Child’s Needs: Whether it’s setting up a power of attorney for a college student or designating a guardian for younger children, make sure your planning reflects your family’s specific needs. 

Final Thoughts 

As you prepare your kids for the new school year, don’t forget to prepare yourself as well. Ensuring that your legal documents are up to date is one of the best ways to protect your family and provide peace of mind. After all, just as we teach our children to be prepared for the school year ahead, we should also be prepared for life’s unexpected events. 

So, as you check off those back-to-school lists, take a moment to add one more item: a review of legal documents.

Written by Javier Porcayo · Categorized: Uncategorized

09 August

Rooting for Team USA in the Olympics: A Time for National Pride and Personal Preparation

As the world turns its attention to the Olympics, there’s a collective sense of excitement and national pride as we cheer for Team USA. Whether it’s the thrill of watching our athletes compete in gymnastics, swimming, or track and field, the Olympics bring us together in a unique way, reminding us of the strength, determination, and spirit that define our nation. 

But as we celebrate the dedication and hard work of our athletes, it’s also a good time to reflect on our own lives and the goals we set for ourselves. Just as Team USA’s athletes prepare meticulously to achieve their dreams, we too can benefit from careful planning, especially when it comes to our future and the well-being of our loved ones. 

As an attorney specializing in real estate, estate planning, probate, and guardianship, I see many parallels between the preparation required for Olympic success and the steps we need to take to secure our family’s future. Just as athletes don’t leave their success to chance, neither should we when it comes to our legal and financial affairs. 

The Power of Preparation 

One of the most inspiring aspects of the Olympics is witnessing the years of preparation and planning that athletes undergo to reach the pinnacle of their sports. Similarly, in life, achieving peace of mind and security requires thoughtful preparation. Here’s how my legal services can help you plan like a champion: 

  1. Estate Planning: Just as an Olympic athlete strategizes for every possible outcome in a competition, estate planning allows you to plan for the future, ensuring that your assets are managed and distributed according to your wishes. Whether it’s setting up a will, creating a trust, or designating beneficiaries, estate planning is about making sure your legacy is protected. 
  1. Real Estate: Real estate transactions, like Olympic events, require precision, attention to detail, and expert guidance. Whether you’re buying, selling, or investing in property, having a seasoned attorney by your side can make all the difference. I can help you navigate the complexities of real estate law to ensure a smooth and successful transaction. 
  1. Probate and Guardianship: Life, like sports, can be unpredictable. Probate and guardianship issues often arise unexpectedly, and it’s important to have a plan in place. I can assist with the legal processes involved in probate, helping to ease the burden during a difficult time. Additionally, establishing guardianship for minors or incapacitated loved ones ensures that they are cared for by someone you trust. 

A Winning Strategy for Your Future 

As we cheer on Team USA, let’s not forget that the principles that drive Olympic success—preparation, dedication, and strategic planning—are just as important in our personal lives. Whether it’s securing your family’s future through estate planning, navigating the real estate market, or ensuring that your loved ones are protected, having a legal strategy in place is essential. 

Now is the perfect time to take action. Just as athletes train for years to reach their goals, we can take steps today to prepare for the future. If you haven’t reviewed your estate plan recently, or if you’re considering a real estate transaction, I’m here to help. Together, we can create a winning strategy that ensures your family’s future is as secure as possible. 

Final Thoughts 

As we root for Team USA and celebrate their achievements, let’s also take a moment to think about our own goals and how we can prepare to achieve them. Whether it’s in the courtroom or on the field, success comes to those who plan, prepare, and execute with precision. 

So, as you enjoy the Olympic Games, remember that now is also a great time to ensure your legal affairs are in order. Let’s work together to create a plan that protects your family, your assets, and your peace of mind—because, just like Team USA, you deserve to stand on the podium with a winning strategy.

Written by Javier Porcayo · Categorized: Uncategorized

05 August

Why Now is a Good Time to Pursue Eviction in Cook County

While evictions are never an ideal situation, there are times when they become necessary for landlords in Cook County. Here’s why now might be a strategic time to pursue an eviction:

  • Eviction Moratoriums Ending: Many of the eviction moratoriums put in place during the pandemic have expired. This means courts are now processing eviction cases more quickly.
  • Rising Rental Costs: With rents increasing, finding new tenants to occupy vacant units is often easier and faster.
  • Addressing Problem Tenants: If a tenant is consistently disruptive, damaging property, or not paying rent, an eviction can create a safer and more profitable environment for the property and other tenants.
  • Market Demand: Strong rental demand in many areas of Cook County means you’re likely to find qualified tenants to replace those who are evicted.

It’s important to note:

  • Eviction Process: The eviction process can be complex and time-consuming. Consult with an attorney to ensure you’re following all legal requirements.
  • Alternative Solutions: Explore mediation or payment plans with tenants before resorting to eviction.
  • Tenant Screening: Thoroughly screen future tenants to minimize the risk of similar issues in the future.

Disclaimer: This blog post is for informational purposes only and does not constitute legal advice.

Written by Javier Porcayo · Categorized: Uncategorized

13 July

Inflation, Interest Rates, and Your Home Buying Dreams: A Mid-Summer Reality Check

The dog days of summer have arrived, and while many of us are enjoying the sunshine and relaxation, the real estate market continues to be a hot topic. With inflation and interest rates fluctuating, it’s easy to feel overwhelmed as a potential homebuyer. Let’s dive into the current climate and explore some strategies to navigate this complex market.

Understanding the Landscape

Inflation has been a significant player in recent economic headlines. As the cost of goods and services rises, it naturally impacts various aspects of our lives, including housing. The Federal Reserve has responded by increasing interest rates to cool down the economy. While this might seem counterintuitive for homebuyers, it’s a necessary step to stabilize prices in the long run.

The Impact on Homebuyers

Higher interest rates translate to increased mortgage payments. This can significantly affect your purchasing power, making it challenging to afford your dream home. However, it’s essential to remember that interest rates are cyclical. While they’re high now, they might decrease in the future.

Strategies for Success

  • Patience is a Virtue: If possible, consider waiting for interest rates to potentially decrease. This could mean more favorable mortgage terms.
  • Focus on Affordability: Prioritize finding a home within your budget rather than stretching yourself too thin.
  • Consider Alternatives: Explore options like adjustable-rate mortgages (ARMs) or hybrid loans that might offer lower initial rates. However, these options come with their own risks, so carefully weigh the pros and cons.
  • Build Your Savings: A substantial down payment can significantly reduce your monthly mortgage payment.
  • Seek Expert Advice: Consult with a real estate attorney and a mortgage lender to develop a tailored strategy based on your financial situation and goals.

The Role of a Real Estate Attorney

As a real estate attorney, I can provide invaluable guidance throughout your home buying journey. From reviewing contracts and protecting your interests to ensuring a smooth closing process, my expertise can make a significant difference. I can also help you understand the legal implications of inflation and interest rates on your purchase. Remember, while the current market may present challenges, it’s essential to maintain a long-term perspective. With careful planning and the right guidance, you can achieve your homeownership dreams.

Written by Javier Porcayo · Categorized: Uncategorized

05 July

Don’t Be Left in the Dark: Birth Order Doesn’t Dictate Caregiving Decisions

Many families assume the eldest child automatically takes charge when a parent becomes sick or needs assistance. While eldest siblings often step up, birth order isn’t a legal mandate. Here at The Law Office of Dionna Reynolds, LLC, we help families navigate the complexities of estate planning, and a crucial part is understanding how caregiving decisions are made. 

Why Birth Order is a Myth: 

  • Individual Skills and Availability: The most capable person for the job might not be the firstborn. Someone with experience in healthcare, finance, or organization might be a better fit. 
  • Sibling Dynamics: Not all siblings have harmonious relationships. Placing the burden solely on one sibling due to birth order can create resentment and conflict. 
  • Respecting Wishes: Ultimately, your parents may have preferences for who they want handling their care. A well-drafted estate plan can reflect these wishes. 

Taking Control: Plan for the Future 

  • Durable Power of Attorney: This legal document allows your parents to designate someone they trust to make healthcare decisions if they become incapacitated. 
  • Healthcare Directive: This document outlines your parents’ wishes for medical treatment in case they cannot communicate them. 
  • Open Communication: Encourage your parents to discuss their preferences for care with all their children. This open dialogue fosters understanding and reduces surprises later. 

Benefits of Clear Planning: 

  • Reduced Family Conflict: When everyone understands their roles and responsibilities, it minimizes stress and allows siblings to work together. 
  • Following Your Parents’ Wishes: A documented plan ensures your parents’ choices regarding their care are honored. 
  • Peace of Mind for Everyone: Knowing the path forward empowers everyone involved and allows you to focus on supporting your parents during a challenging time. 

The Law Office of Dionna Reynolds, LLC Can Help 

We understand the complexities of family dynamics and the challenges of caring for aging parents. We can guide you through the estate planning process, ensuring your family has a clear plan in place. Contact us today to schedule a consultation and ensure your family is prepared for the future. 

Remember, birth order is a fun fact, not a legal rule. By planning ahead, you can avoid conflict and ensure your loved ones receive the care they deserve. 

Written by Javier Porcayo · Categorized: Uncategorized

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Attorney Reynolds handled the purchase of our condo and was excellent! She made sure we understood every detail and was available for our many questions. I will certainly engage Attorney Reynolds in future real estate matters.

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