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The Law Office of Dionna Reynolds

Chicago Estate Planning Lawyer

833-878-7837
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    • Dionna Reynolds
    • Tanya S. Hurd Jones
    • Judith Smith Stephney
    • Javier Porcayo
  • Practice Areas
    • Estate Planning Attorney
      • Wills and Trusts Attorney
    • Real Estate Attorney
      • Real Estate Attorney – Investor
    • Eviction Services
    • Professional Notary Services
    • Probate and Estate Administration
    • Property Tax Appeals
    • Quit Claim Deed / Deed Filing Service
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  • Blog
    • Klarna, Afterpay & Buy Now, Pay Later Are Now Being Reported to Credit Bureaus — What You Need to Know and How Bankruptcy Can Help
    • Top Books on Financial Literacy & Estate Planning
    • The Law Office of Dionna Reynolds, LLC Expands with Downtown Chicago Location and Announces New Book Available for Preorder
    • 🌷“Easter, Eggs, and Estate Plans: Don’t Leave Your Family Hunting for Answers”🐣
    • Exciting News: Our New Downtown Office is Now Open—By Appointment Only!
    • Understanding Mechanics Liens: What Contractors and Property Owners Need to Know
    • Probate Horror Stories: What Happens When You Don’t Have a Will
    • Valentine’s Day for Your Business: Show Your Clients Some Love!
    • The Cost of Waiting: Why Estate Planning Can’t Wait
    • Navigating Complicated Real Estate Matters: Why Buying Without a Deed is Risky and How We Can Help You Sell Property
    • New Year, New Opportunities: Empowering Families and Communities in 2025
    • Empower the Future: Teaching Financial Literacy to Youth & Teens
    • New Federal Reporting Requirement for Illinois Businesses: Are You Ready?
    • Local Attorney Dionna Reynolds Wins $10,000 BMO Celebrating Women Grant
    • Why Estate Planning Is Essential for Homeowners and Their Families
    • Back-to-School: A Perfect Time for Both School Supplies and Legal Documents
    • Rooting for Team USA in the Olympics: A Time for National Pride and Personal Preparation
    • Why Now is a Good Time to Pursue Eviction in Cook County
    • Inflation, Interest Rates, and Your Home Buying Dreams: A Mid-Summer Reality Check
    • Don’t Be Left in the Dark: Birth Order Doesn’t Dictate Caregiving Decisions
    • Summer Safety Tips for Your Home: Stay Cool and Secure This Season
    • Navigating a Shifting Market: Tips for Buyers and Sellers in a High-Interest Rate Environment
    • Understanding Guardianship for Adults: Protecting the Elderly with Medical Conditions and Mental Incapacity
    • Understanding Reassessments in Calumet and Bremen Townships: A Guide for Property Owners
    • Unveiling the Wealth-Building Potential of Trusts: A Simple Guide
    • The TikTok Ban: Implications for Real Estate and the Average American
    • Navigating Evictions: A Delicate Balance Between Protecting Rights and Property
    • Empowering Women During Women’s History Month: The Vital Role of Estate Planning and Entrepreneurship
    • Paving the Way: The Role of Real Estate Law in Advancing Civil Rights
    • Happy New Year from The Law Office of Dionna Reynolds, LLC – Here to Help You Achieve Your 2024 Goals!
    • Honoring Loved Ones During the Holidays: Preserving Family Legacies Through Probate
    • “The Gift of Peace: Why Estate Planning is the Perfect Holiday Present for Your Family”
    • “Year-End Surgeries: The Importance of Estate Planning and Power of Attorney”
    • Cybersecurity Impact on Real Estate Closings: A Guide for Clients Using Fidelity National or Chicago Title
    • Navigating Eviction: A Guide for Landlords to Protect Their Investments
    • Navigating Inflation: Financial Tips from Your Trusted Attorney
    • Why Millennials Should Set Up Their Estate Plan Now
    • The Power of Attorney: Why It’s Essential for Your Peace of Mind
    • What is a Real Estate Land Trust?
    • Do Not Be Discouraged When Buying a Home
    • 5 Tips From Attorney Reynolds on How To Sell Your Home
    • Benefits of Homeownership vs. Renting
    • Five Top Reasons to Hire a Real Estate Attorney
    • Frequently Asked Estate Planning Questions – Volume 4
    • Frequently Asked Estate Planning Questions – Volume 3
    • Frequently Asked Estate Planning Questions – Volume 2
    • Frequently Asked Estate Planning Questions – Volume 1
    • Do Not Call Registry
    • ESTATE PLANNING
    • How to Lower Your Property Taxes
    • How to Contest a Will
  • Contact Us
  • Home
  • About Us
    • Dionna Reynolds
    • Tanya S. Hurd Jones
    • Judith Smith Stephney
    • Javier Porcayo
  • Practice Areas
    • Estate Planning Attorney
      • Wills and Trusts Attorney
    • Real Estate Attorney
      • Real Estate Attorney – Investor
    • Eviction Services
    • Professional Notary Services
    • Probate and Estate Administration
    • Property Tax Appeals
    • Quit Claim Deed / Deed Filing Service
    • Nonprofit and Business Formations
    • Corporate Lawyer
  • Book Online
  • Blog
    • Klarna, Afterpay & Buy Now, Pay Later Are Now Being Reported to Credit Bureaus — What You Need to Know and How Bankruptcy Can Help
    • Top Books on Financial Literacy & Estate Planning
    • The Law Office of Dionna Reynolds, LLC Expands with Downtown Chicago Location and Announces New Book Available for Preorder
    • 🌷“Easter, Eggs, and Estate Plans: Don’t Leave Your Family Hunting for Answers”🐣
    • Exciting News: Our New Downtown Office is Now Open—By Appointment Only!
    • Understanding Mechanics Liens: What Contractors and Property Owners Need to Know
    • Probate Horror Stories: What Happens When You Don’t Have a Will
    • Valentine’s Day for Your Business: Show Your Clients Some Love!
    • The Cost of Waiting: Why Estate Planning Can’t Wait
    • Navigating Complicated Real Estate Matters: Why Buying Without a Deed is Risky and How We Can Help You Sell Property
    • New Year, New Opportunities: Empowering Families and Communities in 2025
    • Empower the Future: Teaching Financial Literacy to Youth & Teens
    • New Federal Reporting Requirement for Illinois Businesses: Are You Ready?
    • Local Attorney Dionna Reynolds Wins $10,000 BMO Celebrating Women Grant
    • Why Estate Planning Is Essential for Homeowners and Their Families
    • Back-to-School: A Perfect Time for Both School Supplies and Legal Documents
    • Rooting for Team USA in the Olympics: A Time for National Pride and Personal Preparation
    • Why Now is a Good Time to Pursue Eviction in Cook County
    • Inflation, Interest Rates, and Your Home Buying Dreams: A Mid-Summer Reality Check
    • Don’t Be Left in the Dark: Birth Order Doesn’t Dictate Caregiving Decisions
    • Summer Safety Tips for Your Home: Stay Cool and Secure This Season
    • Navigating a Shifting Market: Tips for Buyers and Sellers in a High-Interest Rate Environment
    • Understanding Guardianship for Adults: Protecting the Elderly with Medical Conditions and Mental Incapacity
    • Understanding Reassessments in Calumet and Bremen Townships: A Guide for Property Owners
    • Unveiling the Wealth-Building Potential of Trusts: A Simple Guide
    • The TikTok Ban: Implications for Real Estate and the Average American
    • Navigating Evictions: A Delicate Balance Between Protecting Rights and Property
    • Empowering Women During Women’s History Month: The Vital Role of Estate Planning and Entrepreneurship
    • Paving the Way: The Role of Real Estate Law in Advancing Civil Rights
    • Happy New Year from The Law Office of Dionna Reynolds, LLC – Here to Help You Achieve Your 2024 Goals!
    • Honoring Loved Ones During the Holidays: Preserving Family Legacies Through Probate
    • “The Gift of Peace: Why Estate Planning is the Perfect Holiday Present for Your Family”
    • “Year-End Surgeries: The Importance of Estate Planning and Power of Attorney”
    • Cybersecurity Impact on Real Estate Closings: A Guide for Clients Using Fidelity National or Chicago Title
    • Navigating Eviction: A Guide for Landlords to Protect Their Investments
    • Navigating Inflation: Financial Tips from Your Trusted Attorney
    • Why Millennials Should Set Up Their Estate Plan Now
    • The Power of Attorney: Why It’s Essential for Your Peace of Mind
    • What is a Real Estate Land Trust?
    • Do Not Be Discouraged When Buying a Home
    • 5 Tips From Attorney Reynolds on How To Sell Your Home
    • Benefits of Homeownership vs. Renting
    • Five Top Reasons to Hire a Real Estate Attorney
    • Frequently Asked Estate Planning Questions – Volume 4
    • Frequently Asked Estate Planning Questions – Volume 3
    • Frequently Asked Estate Planning Questions – Volume 2
    • Frequently Asked Estate Planning Questions – Volume 1
    • Do Not Call Registry
    • ESTATE PLANNING
    • How to Lower Your Property Taxes
    • How to Contest a Will
  • Contact Us
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Latest Blog

18 March

Understanding Mechanics Liens: What Contractors and Property Owners Need to Know

When working on construction or renovation projects, contractors, subcontractors, and suppliers want to ensure they get paid for their work. A mechanics lien is a powerful legal tool that protects their right to compensation. However, for property owners, an unexpected lien can cause significant issues. Whether you’re a contractor filing a lien or a property owner facing one, knowing how mechanics liens work is crucial.

What Is a Mechanics Lien?

A mechanics lien is a legal claim against a property for unpaid construction work or materials. It serves as security for contractors, subcontractors, and suppliers, ensuring they are compensated for their labor and materials. Once filed, it becomes a cloud on the property’s title, making it difficult to sell or refinance until the debt is settled.

How Contractors Use Mechanics Liens to Get Paid

If a property owner or general contractor fails to pay, subcontractors and suppliers can file a lien against the property. Here’s how the process generally works:

  1. Preliminary Notice – Many states require subcontractors and suppliers to send a notice of intent to file a lien before actually filing. This alerts the owner and gives them a chance to resolve the payment issue.
  2. Filing the Lien – If payment isn’t received, the contractor files a mechanics lien with the county recorder’s office where the property is located. This must be done within a strict timeframe, which varies by state.
  3. Enforcing the Lien – If the owner still doesn’t pay, the contractor may initiate a lawsuit to enforce the lien and possibly force the sale of the property to recover their payment.

How Property Owners Can Protect Themselves

While mechanics liens protect contractors, they can create headaches for property owners. Here’s how to safeguard against unexpected liens:

  • Get Lien Waivers – Before making payments, request lien waivers from contractors and suppliers to confirm they’ve been paid and won’t file a lien.
  • Verify Payments – Ensure the general contractor is paying subcontractors and suppliers on time. Direct payment options may be necessary in some cases.
  • Understand State Laws – Each state has specific rules on filing and contesting mechanics liens. Property owners should be aware of their legal rights and options.
  • Act Quickly – If a lien is filed, owners can negotiate payment, dispute the claim, or challenge it in court to prevent delays in refinancing or selling their property.

Legal Help for Contractors and Property Owners

Whether you’re a contractor needing to secure payment or a property owner dealing with a lien, legal guidance is essential. At The Law Office of Dionna Reynolds LLC, we help clients navigate mechanics liens, ensuring their rights and financial interests are protected.

Need assistance with a mechanics lien? Contact us today for expert legal support.

Written by Javier Porcayo · Categorized: Uncategorized

21 February

Probate Horror Stories: What Happens When You Don’t Have a Will

Most people don’t like to think about what happens after they’re gone, but avoiding the conversation can lead to absolute chaos for loved ones. As an attorney, I’ve seen firsthand what happens when someone passes away without a will—families torn apart, assets tied up in court, and unnecessary legal battles that could have been avoided with just a little planning. Let’s talk about the probate nightmares that happen when there’s no estate plan in place.

The Family Feud Over an Estate

Someone passes away, and everyone assumes they know what that person would have wanted. The problem? Nothing was put in writing. Now, multiple family members feel entitled to the same assets, leading to bitter disputes, court battles, and relationships that may never recover. Without a will, the court—not the family—decides who gets what, often in ways that don’t align with the deceased’s true wishes.

The Long-Lost Heir Problem

When there’s no will, the state’s laws determine who inherits. This means distant relatives, estranged family members, or even people who had little to no relationship with the deceased can suddenly have a claim to the estate. I once handled a case where someone thought their children would inherit everything, only to have a distant cousin—who hadn’t been in the picture for decades—legally entitled to a portion of the assets. A simple estate plan would have prevented that outcome.

Frozen Bank Accounts & Unpaid Bills

Without proper estate planning, bank accounts can be frozen, leaving families struggling to cover funeral costs, mortgage payments, and other urgent expenses. I’ve seen cases where surviving spouses couldn’t access funds for months—sometimes even years—because everything was tied up in probate. A simple beneficiary designation or trust could have ensured immediate access to essential resources.

The Step-Parent Surprise

Blended families add another layer of complexity. In many states, if someone passes away without a will, assets are divided based on legal formulas—not personal relationships. I’ve seen situations where a surviving spouse (who is a step-parent) inherits everything, leaving biological children with little or nothing. A clear estate plan would have ensured fair distribution according to the deceased’s actual wishes.

How to Avoid Your Own Probate Horror Story

The good news? These disasters are completely preventable. A properly drafted estate plan—starting with a will, and in some cases a trust—can ensure that your wishes are honored, your assets are protected, and your loved ones avoid unnecessary legal battles.

If you don’t have a will, now is the time. Don’t let your family’s future be decided by the court system.

Schedule a consultation today, and let’s put a plan in place.

Written by Javier Porcayo · Categorized: Uncategorized

14 February

Valentine’s Day for Your Business: Show Your Clients Some Love!

Valentine’s Day isn’t just about roses and chocolates—it’s also a great time to show appreciation for the people who help your business thrive. At Law Office of Dionna Reynolds, LLC, we believe that strong relationships—whether personal or professional—are built on trust, care, and planning for the future.

This Valentine’s Day, let’s talk about how you can protect what you love and build lasting legacies.

1. Love Your Legacy: Estate Planning Matters

You work hard to build wealth, invest in real estate, and create opportunities. But have you taken the steps to ensure your legacy lasts? A well-crafted estate plan ensures your loved ones are protected, your assets are managed properly, and your wishes are honored. Whether it’s a will, trust, power of attorney, or healthcare directive, taking action now is the ultimate love letter to your family.

2. Home Is Where the Heart Is: Protecting Real Estate Investments

Whether you’re a homeowner, investor, or real estate professional, your property is one of your most valuable assets. But what happens if ownership is unclear, title issues arise, or probate complications delay the transfer of property? This Valentine’s Day, give your investments the legal protection they deserve—so your real estate can be a gift, not a burden, to future generations.

3. Business Relationships Deserve Love Too!

If you’re a business owner, you’ve poured your heart into building something meaningful. But do you have the right legal protections in place? Whether it’s partnership agreements, contracts, or succession planning, ensuring your business is set up for long-term success is a great way to show it some love.

4. Let’s Make It Official – With Legal Documents!

Much like marriage, securing your assets requires commitment. If you haven’t yet established a will, trust, or power of attorney, now is the perfect time. Love isn’t just about emotions—it’s about taking responsibility for those who depend on you.

Ready to Protect What You Love?

This Valentine’s Day, give your family, your business, and your future the gift of security. Contact [Your Business Name] to discuss how we can help you with estate planning, real estate protection, and business law.

💌 Schedule a consultation today—because love lasts, and so should your legacy! 💌

Written by Javier Porcayo · Categorized: Uncategorized

31 January

The Cost of Waiting: Why Estate Planning Can’t Wait

As we step into February, many people are focused on financial goals, tax season, and getting their affairs in order for the year ahead. But one crucial financial task that often gets overlooked? Estate planning. With tax season underway, now is the perfect time to take stock of your assets, update your legal documents, and make sure your family is protected—before it’s too late.

Why Estate Planning Is Essential Right Now

1. Tax Season Is the Perfect Time to Plan

As you gather financial documents for tax preparation, you’re already doing much of the legwork needed for estate planning. Reviewing assets, income, and expenses makes this a great time to ensure your will, trust, or beneficiary designations align with your current financial situation.

2. Protecting Your Loved Ones Before the Unexpected Happens

The start of the year often brings unpredictable weather, flu season, and unfortunately, an uptick in unexpected emergencies. Having a healthcare Power of Attorney and financial Power of Attorney in place ensures that if anything happens, someone you trust can step in and make critical decisions on your behalf.

3. Avoiding Probate Hassles

Without an estate plan, your loved ones may have to navigate the complex and time-consuming probate process. A well-prepared estate plan—including a trust—can keep assets out of court, reducing stress and financial burdens for your family.

4. Securing Generational Wealth

Many families use tax season to discuss finances, savings, and investment goals. This is a great time to think beyond short-term gains and consider long-term wealth preservation. Estate planning ensures that what you’ve worked hard for stays in your family for generations.

5. Estate Planning Is for Everyone—Not Just the Wealthy

Many people think estate planning is only for the rich, but that’s simply not true. Whether you own a home, have savings, or just want to ensure your minor children are cared for, having a will and Power of Attorney in place is essential—no matter your income level.

Don’t Wait—Start Today

At [Your Law Firm Name], we make estate planning simple and stress-free. Whether you need a will, trust, Power of Attorney, or guidance on protecting your assets, we’re here to help.

📞 Call us today to schedule a consultation and take the first step toward securing your future.  878-783-7837

Written by Javier Porcayo · Categorized: Uncategorized

20 January

Navigating Complicated Real Estate Matters: Why Buying Without a Deed is Risky and How We Can Help You Sell Property

Attorney Jones giving a Real Estate Tip for Investors

Real estate transactions can sometimes become more complicated than expected, especially when it comes to issues like property ownership, deeds, and legal titles. One of the most common, yet risky, mistakes that buyers and sellers make is proceeding with a property transaction without a proper deed in place. Whether you’re selling a property or purchasing one, understanding the significance of a deed and the potential complications that can arise is crucial to protecting your investment.

Why You Should Never Buy Property Without a Deed

A deed is the legal document that proves ownership of a property. Without a deed, the transaction is not legally binding, and the buyer may not have full rights to the property. Here’s why buying without a deed is a major risk:

1. No Legal Proof of Ownership

A deed transfers ownership of a property from the seller to the buyer. Without it, there’s no official record of the transaction. This means that even though you’ve paid for the property, you could face challenges when trying to prove that you own it, especially if there are disputes over the title in the future.

2. Risk of Fraud

Without a deed, the transaction could be a target for fraud. If the seller doesn’t properly transfer ownership, you may find yourself in a situation where someone else claims ownership of the property, or worse, the seller could try to sell the property again to another buyer.

3. Title Issues

Without a deed, there’s no way to verify that the seller actually has the legal right to sell the property. Title issues, such as unresolved liens, unpaid taxes, or claims from previous owners, can arise and complicate the transfer of ownership. These issues can delay or even prevent the sale from going through.

4. Inability to Secure Financing

Most lenders require a deed before approving a mortgage. Without it, you may be unable to secure financing for your purchase, leaving you with limited options to complete the transaction.

5. Complicated Resale

If you decide to sell the property in the future, you’ll encounter significant challenges without a proper deed. Potential buyers will be hesitant to purchase a property without clear proof of ownership, making it difficult to resell.

How We Can Help You Sell Property, Even in Complicated Situations

While buying property without a deed is risky, selling property with complicated matters can be equally challenging. If you’re facing complications with a property sale, whether it’s unclear ownership, title issues, or other legal hurdles, we can help you navigate the process and ensure that your sale goes smoothly.

1. Clear Title and Deed Transfer

We’ll work with you to ensure that the property’s title is clear and that a proper deed is drafted. This includes researching the title history, resolving any liens or claims, and ensuring that all legal requirements are met for the transfer of ownership.

2. Handling Complicated Ownership Situations

If there are multiple owners, heirs, or co-owners involved in the property, we can help coordinate the sale and ensure that all parties are on the same page. We’ll help you navigate the legal complexities of selling a property with joint ownership or family inheritance issues.

3. Resolving Title Issues

If there are title issues, such as unpaid taxes or disputes over property boundaries, we’ll work to resolve them before the sale. This ensures that the buyer receives clear title to the property, and you avoid any legal challenges down the road.

4. Assisting with Probate Sales

If the property is part of an estate or is being sold through probate, we can help manage the process. Selling property in probate can be complicated, but we have the expertise to guide you through the necessary steps, including obtaining court approval and ensuring that the sale complies with all legal requirements.

5. Ensuring Compliance with Local Laws

Real estate laws can vary greatly by location. Whether you’re selling a property in a city with strict zoning laws, dealing with rent control ordinances, or navigating local tax regulations, we’ll ensure that the sale complies with all relevant local laws and regulations.

Conclusion

Whether you’re buying or selling property, dealing with complicated real estate matters requires expertise and careful attention to detail. Avoid the risks of buying property without a deed, and ensure that your sale is legally sound by working with an experienced real estate attorney. We’re here to help you navigate these complexities, resolve any title issues, and ensure that your transaction is handled smoothly and legally.

If you’re facing complications in your real estate transaction or need assistance with selling a property, don’t hesitate to reach out. We’ll help you get the job done right, so you can move forward with confidence.

Schedule your consultation today: https://calendly.com/attyreynoldslaw/15min
Call us at: 833-878-7837

Warm regards,

Dionna Reynolds

Written by Javier Porcayo · Categorized: Uncategorized

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Client Testimonials

Attorney Reynolds handled the purchase of our condo and was excellent! She made sure we understood every detail and was available for our many questions. I will certainly engage Attorney Reynolds in future real estate matters.

L.S

Super knowledgeable and friendly office of attorneys and staff that area always willing to offer sound advice or just a listening ear. I highly recommend the Law Office of Dionna Reynolds to all my real estate clients both buyers and sellers to ensure they have proper counsel and a smooth transaction!

B.H

I had a great experience working with Attorney Reynolds and her team. They put the clients first, respond fast to messages. If you want a first class experience, contact Attorney Reynolds.

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