Protecting your Future


You may have a lot of questions when you are planning for the future, especially in the event you get sick and incapacitated.

Who will make my health care decisions?

Who will have access to my bank accounts?

Who will pay my bills?

An estate plan can address all of these concerns. It establishes directions for your financial welfare and indicates your advance health care directives.

Illinois Law gives you the power to appoint a person to act as your agent(s) in the event you are incapacitated.

A Power of Attorney for Health Care, which is commonly referred to as a Living Will, allows you to designate someone to make medical decisions for you if you cannot make them yourself. This power may include the power to consent to your doctor giving, withholding or stopping any medical treatment, service or diagnostic procedure, including life-sustaining procedures. You also may limit your health care agent's power.

Similarly, a Property Power of Attorney allows you to designate someone to act on your behalf over your property. Property consists of items including but not limited to real estate, automobiles, jewelry, furs, business interests, etc. A power of attorney can be general, so that your agent can conduct any sort of business on your behalf, or it may be specific, limited to the transactions expressly provided for in the document. Third parties may treat your agent as if he or she is you in any transactions which your agent is authorized.

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